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Jahonoi is 38 years old and is married with one daughter and one son. She lives with her family in the Spitamen region in the northern part of the country. Her husband is involved in raising crops and Jahonoi works as a cashier at a pharmacy, but she wants to start her own business. She is interested in buying and selling cattle. She has a cowshed next to her home and feed for the herd. Jahonoi is asking for a loan to buy two head of cattle. Her stock of feed will last 60 days, after which she plans to sell the cows at the animal market not far from where she lives. Her family will help her in this new business.
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Чахоной 38-летняя замужняя женщина. У нее двое дочерей и один сын. Она со своей семьей проживает в Спитаменском районе, в северной части страны. Ее муж занимается выращиванием сельскохозяйственной культуры. Сама Чахоной работает продавщицей в аптеке. Сейчас она хотела бы начать новый бизнес. Ее интересует купля-продажа крупнорогатого скота. При дворе ее дома имеется коровник, а также корм для скота. Чахоной запрашивает кредит для закупа двух голов крупнорогатого скота. Продолжительность откорма будет составлять 60-дней, после этого она планирует продать скот на скотном рынке, расположенный недалеко от ее дома. В новой деятельности ей будет помогать семья.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 150
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Jahonoi to buy and sell cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 23, 2013
May 28, 2013
Currency Exchange Loss:
Jun 17, 2015