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Unidas Group
In this Group: Catalina, Graciela, Gladys, Emilia, Fátima, Carmen, Dora, Wilma, Genobeba, Francisca, Adela, Griselda, Norma, Lorena*, Carmen*
* not pictured
Unidas is in its 15th cycle of the Women's Committee program, where they all work and help each other get ahead. They are participating in a study to eliminate poverty, and 5 members are under the poverty line, with very low income.

One of the members is Carmen. She has always had to work and strive to get ahead to give her family what they need. She sells all types of clothing and this is how she has the means to help her family. Her goal is to keep working hard so that little by little her business will get better.

She is asking for this loan to buy winter clothing, sine cold weather is coming and this way she can have more clothing to offer her customers.
View original language description ↓
Unidas está en su ciclo número 15 del programa de comité de mujeres, donde todas trabajan y se ayudan por salir adelante. Están haciendo la encuesta de eliminación de pobreza, donde 5 integrantes se encuentran por debajo de la línea de pobreza, con ingresos muy bajos.
Una de las integrantes es la Sra. Carmen, quien cuenta que desde siempre ha tenido que trabajar y esforzarse por salir adelante para darle a su familia lo que necesitan. Ella se dedica a la venta de prendas de todo tipo y es por medio de este trabajo que ella tiene los medios para ayudar a su familia. Su meta es seguir trabajando duro para que poco a poco su negocio vaya mejorando.
La Sra. Solicita de este crédito para la compra prendas de invierno, ya que se acerca el frío y de esa forma podrá tener más prendas que ofrecer a sus clientes.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 132
    View loans »
    Paraguay Loans Fundraising
  • $31,646,450
    Funds lent in using Kiva
  • 4,168.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidas Group's $5,325 loan helped a member to buy winter clothing to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 27, 2013
Currency Exchange Loss:
Sep 22, 2013