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Maritza Monserrate
The María Inmaculada communal bank meets every 15 in the La Sequita parish in Montecristi. The canton is known for its famous straw hats that are valued in and outside of the country.

This is where Maritza, age 33, lives. She is married, and they have four children, ages 15, 13, 8, and 3. The oldest children go to high school, and the youngest goes to primary school. Her husband is an assistant bricklayer.

Maritza is a very good housewife. In order to get her own income she is a merchant. She sells plastic products like plates, glasses, brooms, dustpans, and chairs, etc. She also sells cosmetics and creams. She works three or four days a week. She goes out to make her rounds with the help of her children. She sells for credit, and she collects every week-end. She buys the products at a place in Picoaza because they give her a very good price. She has been in this business for four years, and it is going very well for her.

This loan is to buy cosmetics, creams, and plastic products. She has been in the communal bank since it started. She likes it because the group is very united.

Her dream is to have a place to sell.
View original language description ↓
El Grupo De Crédito María Inmaculada se reúne cada quince días en La parroquia La Sequita de Montecristi, cantón conocido por los famosos sombreros de paja toquilla que son apreciados dentro y fuera del país.

En este lugar vive la señora Maritza, tiene 33 años de edad, está casada y de esta relación tienen cuatro hijos de 15, 13, 8 y 3 años de edad, los mayores estudian en colegio y el menor en escuela. Su esposo es ayudante de albañil.

Doña Maritza es una muy buena ama de casa que para obtener sus propios ingresos se dedica al comercio, ella vende productos de plástico como platos, vasos, escobas, recogedores, sillas, etc. y también vende cosméticos y cremas. Trabaja tres o cuatro días de la semana, sale a hacer sus recorridos con la ayuda de sus hijos, deja a crédito y cobra cada fin de semana. Sus productos los compra en un local en Picoaza ya que le dan a muy buen precio. Lleva cuatro años en este negocio y le va muy bien.

Este crédito es para comprar cosméticos, cremas y productos de plástico. Está en el Banco Comunal casi desde el inicio y le gusta porque el grupo es bien unido.

Su sueño es tener un local.

About Ecuador

  • $10,200
    Average annual income
  • 68
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Maritza Monserrate to buy cosmetics, creams, and plastic products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2013
Listed
Jun 4, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013