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Ayda Merilin
The "María Inmaculada" communal bank meets every fortnight in the La Sequita de Montecristi parish, a canton known for its famous straw hats that are recognised at both national and international levels.

Ayda lives here. She is 25 years old, is married and has two children - aged five and three years old - with her husband. Ayda's oldest child will start school this year and her husband works in a factory in Manta.

Ayda is a very good housewife who, in order to earn some money on her own, has a business selling all types of clothes and costume jewellery. She sells door-to-door and, in addition, she raises chickens at home, which she then sells to businesses when the chickens are old enough. Ayda makes her sales three days a week, mostly in the evenings when her husband returns home from work and can look after the children. Her customers pay on credit, with Ayda going round to collect every Saturday. She buys her merchandise in Portoviejo when she needs it.

Ayda is going to use this loan to buy more merchandise such as trousers, blouses, shirts and children's clothes. She has been part of the communal bank since the beginning and likes it as it was with her first loan that she started her business.

Ayda's dream is to have her own house as she currently resides at her mother's house.
View original language description ↓
El Grupo De Crédito María Inmaculada se reúne cada quince días en La parroquia La Sequita de Montecristi, cantón conocido por los famosos sombreros de paja toquilla que son apreciados dentro y fuera del país.

En este lugar vive la señora Ayda, tiene 25 años de edad, está casada y de esta relación tienen dos hijos de 5 y 3 años de edad, el mayor este año empieza la escuela. Su esposo trabaja en una fábrica en Manta.

Doña Aida es una muy buena ama de casa que para ganar algo por su cuenta se dedica a la venta de ropa de todo tipo y bisutería, su forma de venta es puerta a puerta. También cría pollos en su casa los mismos que entrega a comerciantes cuando ya están listos para la venta. Trabaja en sus ventas tres días a la semana más que todo en las noches cuando su esposo llega del trabajo y puede quedarse con los niños, ella deja a crédito a sus clientes y cobra cada sábado. Su mercadería la va a comprar a Portoviejo cada vez que necesita.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde del inicio y le gusta porque gracias al primer crédito empezó en su negocio.

Su sueño es tener su casa propia ya que donde vive es de su mamá.

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ayda Merilin to buy trousers, blouses, shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2013
Listed
Jun 4, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013