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Update on Anonymous

This borrower is 36 years-old. She is married and has four children aged 9, 11, 15, and 19 years. In 1996, she established her rice business. She started her business because it would help her husband and her family and, also help to build a house on her land. Working six days a week and 10 hours a day, she earns about Le 800,000 every month.

She would like a loan of Le 4,000,000 in order to buy more bags rice. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000.

She used income from her last loan to support her family and pay school fees for her children. Her business improved as she is now having more customers compared to last year.

She was not able to open a new shop because she was not able to get the space. She is very determined and hardworking. She thanks you for your support.

Previous Loan Details

The borrower is 35 years old. She is married and has 4 children aged 8, 10, 14, and 18. In 1996, she established her rice business. She started her business because it would help her husband and her family and, also help to build a house on her land. Working 6 days a week and 10 hours a day, she… More from Anonymous's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $903
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $8,963,475
    Funds lent in using Kiva
  • 4,277.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped this borrower to pay for 80 bags of rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 17, 2013
May 27, 2013
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Anonymous. It was first posted on Kiva on Jun, 2011. Learn More