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Zahr, 41, is married and mother to two sons and two daughters. She is a conservative person who prefers not to have her photo published online, so her husband, Mamdooh, appears in her Kiva profile. This picture was taken in his grocery store.

Zahr is a housewife; her husband earns a low pension, which is not enough to cover the family's needs. For the past five years, Zahr's husband has had a grocery store, selling different types of groceries. This has been a profitable project but it does not generate enough to cover costs.

Zahr is requesting a Murabaha loan (see below for explanation) from Palestine for Credit and Development to help her husband purchase the basic groceries that customers often request, such as rice, sugar and milk, and to improve the store's condition with the installation of additional shelves. These investments will increase sales and the family's income.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 76
    View loans »
    Palestine Loans Fundraising
  • $11,944,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Zahr to purchase a stock of basic groceries and make improvements to the store's condition.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 27, 2013
Currency Exchange Loss:
Jul 17, 2015