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Atamjon lives in a rural area, far from the city of Kishlak. He was born in 1965. He has extensive experience in animal husbandry. His father raised livestock and Atamjon helped him from a young age. Now it is his livelihood; he has grown up and followed in his father's footsteps. He began his business with five head of sheep. It wasn't easy at first, especially in winter. But with years of experience he came into his own and found his way to methods and decisions to improve his work. Today he has over five head of cattle, and recently bought a female cow. His wife and five children also help. In addition to animal husbandry Atamjon also works as a contract laborer to earn more money for his children's education and daily expenses. Because of the season he cannot currently sell his animals, as the price has fallen. Atamjon needs additional capital for further feeding and to purchase new animals. With this goal he came to Arvand for a loan. He is planning to use the loan to buy livestock and feed. He is grateful to Arvand for their support and the huge role they play in his life.
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Атамчон живет в сельской местности, в далёком от города кишлаке. Родился 1965 году. Он имеет большой десятилетний опыт в сфере животноводство. Еще его отец занимался разведением скота и Атамчон с детство помогал отцу. Теперь это и его доход и заработок на жизнь. Он вырос пошёл по стопам отца. Начал Атамчон свое дело с пяти голов барана. Поначалу ему было нелегко, особенно в зимнее время. Но годами опыт доказывал своё и Атамчон стал находить пути решения препятствий и способы для лучшего продвижения своего дела. Теперь на сегодня он имеет более пяти голов быка и недавно купил корову. Его жена и пятеро детей также помогают ему в этом деле. По мимо разведения скота Атамчон подрабатывает дополнительно разнорабочим для проживания, обучение детей и на ежедневные расходы. В связи с сезонностью он не может продать своих скотов сейчас, так как цены на них упали. Атамчон нуждается в дополнительных денежных средствах для дальнейшего откорма скота и приобретения нового скота. С этой целью он обратился в МДО «Арванд» за кредитом. На полученный кредит планирует купить скот а также корм для скота. Выражает благодарность Арванд за содействие и огромную роль в его жизни.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,100 helped Atamjon to buy cattle and cattle feed.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 27, 2013
Currency Exchange Loss:
Jun 26, 2013