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Esteban is 22 years old and single. He is currently living with his parents in Sololá.

Esteban makes a living buying and selling on groceries in his community, where he has his store. He chose this work as it is a suitable source of income and with it he can contribute to the family kitty.

Esteban has noticed that his business is earning him good money so he is applying for a loan of 8000 Quetzal in order to expand the business and offer better service to his customers.

He dreams of having big premises where he can stock a variety of products. Esteban's current store is made of metal sheets.
View original language description ↓
Esteban es un joven soltero de 22 años quien actualmente vive con sus padres en Sololá.
El se dedica a la compraventa de abarrotes en su comunidad donde tiene su tienda. Eligio esta actividad ya que es una fuente de ingresos aceptable y que atreves de ello contribuye a la economía familiar.
El ha observado que las ganancias que le genera su negocio son buenas de manera que esta solicitando un préstamo de Q 8,000.00 para ampliar su negocio de abarrotes y así ofrecerles un mejor servicio a sus clientes.
Su sueño es tener un local grande, en donde pueda variar sus productos para su negocio, ya que por el momento su local es de lámina.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 123
    View loans »
    Guatemala Loans Fundraising
  • $10,287,725
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Esteban to expand his grocery store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 10, 2013
May 27, 2013
Currency Exchange Loss:
Nov 17, 2014