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Rosa Nolvia
Rosa’s a 40-year-old mother of three children who depend on her and her husband for everything. She completed elementary school which she was able to do thanks to her effort and dedication and to the support she got from her parents but was unable to continue for lack of economic support. She has much experience working in agriculture since her parents taught her when she was still little to work the land where she grows coffee and basic grains like corn, rice and beans. Her customers are various buyers who come to the zone and also warehouses in the urban zone where her product is sold directly.

Today, she’s asking for a loan to buy supplies like manure, fertilizer, leaf fertilizer, etc. for crop maintenance because with this support she’ll be able to protect her coffee and vegetable crops and keep them safe from infestations, among others.

Her dream is to improve her crops more every day and to be able to increase the variety and quality of her crops since her children’s schooling and other daily needs that arise are her greatest priority for her family’s improvement.
View original language description ↓
Doña Rosa es una mujer de 40 años de edad madre de 3 hijos los cuales dependen de ella y su esposo en todos los aspectos. Ella tiene un grado de educación primario completo el cual pudo terminar gracias al esfuerzo, dedicación y apoyo que sus padres le brindaron; pero no pudo seguir por la falta de apoyo económico. Ella tiene mucha experiencia en el trabajo de la agricultura ya que sus padres le enseñaron desde muy pequeña a trabajar la tierra en donde es cultivado el café y granos básicos como maíz, arroz y frijoles. Sus clientes son los diferentes compradores que llegan a la zona y también las bodegas en la zona urbana donde es vendido su producto directamente.

Hoy en día ella solicita ayuda para la compra de insumos como ser: abono, fertilizantes, foliares entre otros para el mantenimiento de sus cultivos ya que con este apoyo podrá proteger sus cultivos de café y hortalizas y estará más seguro de plagas entre otros.

Su sueños es mejorar día a día sus cultivos poder incrementar un poco más sus cosechas en variedad y calidad ya que sus hijos son la prioridad más grande, sus estudios y otras necesidades que diariamente se presentan para el mejoramiento de su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,241,875
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,425 helped Rosa Nolvia to buy farm supplies.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 21, 2013
Listed
May 27, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014