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Norma Isabel
Norma is a 35 year-old woman and mother of five. Her oldest has graduated from secondary school, and three of the others help her with the various activities in the fields. Her youngest is 11 months old. Her children depend on her and her partner in all aspects. Norma has a 3rd grade education. Thanks to her efforts and sacrifice on the part of her parents, she was able to get a rudimentary education, but she was not able to continue due to a lack of financial resources.

Norma has a lot of experience working in agriculture, because her parents taught her to work the land from the time that she was very young. She learned through family tradition how to grow coffee. The land that she and her partner cultivate is their own, thanks to an inheritance from their parents. The land is located 300 meters from the house where they live. Norma walks there each day along with her partner and children to care for and maintain her coffee crops.

Norma is now requesting help to buy organic and chemical fertilizers to maintain her crops, since with this support she will be able to protect her coffee plants. With these supplies they will be more resistant to pests and other threats.

Norma's dream is to continue improving her crops so that she can increase the size, variety and quality of her harvests. She says that her children are her greatest priority – especially their studies – but also all of the other things that come up daily that her family needs or that can improve their quality of life.
View original language description ↓
Norma es una mujer de 35 años de edad joven y madre de 5 el mayor estudio y pudo graduarse de la secundaria los otros tres le ayudan con las diferentes actividades en el campo y el ultimo de 11 meses de nacido los cuales dependen de ella y su pareja en todos los aspectos. Ella tiene un grado de educación primaria no completado el cual pudo cursar hasta 3 grado y agradece el esfuerzo y sacrificio por parte de sus padres para que ella pudiese tener un conocimiento básico; pero no pudo seguir por la falta de apoyo económico. Ella tiene mucha experiencia en el trabajo de la agricultura ya que sus padres le enseñaron desde muy pequeña a trabajar la tierra en donde es cultivado el café el cual lo aprendió por tradición familiar. Los terrenos que ella y su compañero de hogar cultivan son propios gracias a una herencia por parte de sus padres los cuales están ubicados a una distancia de 300 metros de su casa de habitación al cual se traslada a pie diariamente para dar asistencia y mantenimiento en compañía de sus hijos y su pareja.

Hoy en día ella solicita ayuda para la compra de abono y fertilizantes para el mantenimiento de sus cultivos ya que con este apoyo podrá proteger sus cultivos de café ya que de esa forma estará más seguro de plagas entre otros.

Su sueños es mejorar día a día sus cultivos poder incrementar un poco más sus cosechas en variedad y calidad ya que sus hijos son la prioridad más grande, sus estudios y otras necesidades que diariamente se presentan para el mejoramiento de su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 31
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Norma Isabel to buy organic and chemical fertilizers to maintain her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 23, 2013
Listed
May 27, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014