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Marlen Janet
Marlen Janet is originally from Achuapa but currently lives in El Sauce, where she works as a secondary school teacher. She lives with her two school-aged daughters. Even though she is a single mother, she gives them what she can with her low salary, above all love and education.

She used the loans from Ceprodel, with funds from Kiva lenders, to build a home of her own because she used to rent and one of her greatest dreams was to have a home of her own so she can provide a proper home for her daughters. She greatly appreciates this support.

Now she needs a loan to have some dental work done and she hopes that you will continue to support this humble teacher.
View original language description ↓
Marlen Janet es originaria del municipio de Achuapa pero actualmente habita en el municipio de El Sauce donde labora como profesora de secundaria, vive al lado de sus dos hijas las que están en edad escolar.

A pesar de ser madre soltera les da lo que puede bajo sus posibilidades con su bajo salario pero sobre todo amor y educación.

Con los préstamos que le ha otorgado Ceprodel con los fondos de los inversionistas de Kiva inició a construir su propia casa ya que desde que es madre alquila vivienda por lo que uno de sus grandes sueños es llegar a tener su propia casa y dejarles a sus hijas un hogar propio para ellas, lo que agradece en gran magnitud por este apoyo incondicional.

Hoy en la actualidad necesita el crédito para realizarse un trabajo en los dientes y por lo tanto mejorarlos y espera que sigan apoyando a esta humilde maestra.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Marlen Janet to have some dental work done.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 4, 2013
Currency Exchange Loss:
Oct 26, 2014