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Maria Ernestina
María Ernestina lives in the 18 de Marzo neighborhood; a very unstable zone due to crime. She’s 32-years-old and mother of two minors attending primary school. Because of the difficulty in securing employment in the country, her husband had to emigrate to neighboring Costa Rica in search of work while María has a small grocery store she uses to try to find a way to get ahead which is why she’ll invest in more products with the requested loan to help with sales so she can respond to her children’s needs.
View original language description ↓
María Ernestina, habitante del barrio 18 de Marzo una zona muy vulnerable por la delincuencia, tiene la edad de 32 años, madre de dos hijos menores de edad quienes estudian la escuela primaria, su esposo al ver la dificultad de empleo en el país, tuvo que emigrar al vecino país de Costa Rica en busca de trabajo, mientras María tiene una pequeña pulpería con la que busca como salir adelante, es por eso que desea invertir con mas productos con el crédito solicitado para ayudarse con las ventas para responder a las necesidades de sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Maria Ernestina to buy basic grains, oil, chicken, vegetables and snacks.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 4, 2013
Currency Exchange Loss:
May 17, 2014