J. Mercy, who is 42 years old, operates a market table, selling goods such as pepper, bitter ball and okra, in the Congo Town area of Liberia. It is a suburb of the capital city of Monrovia, and one of the most populated areas in Montserrado County. The area boasts one of the best standards of living in the county, with affordable rents, good roads, access to water, and lots of transportation options.
Mercy is married and has four children, aged between 8 and 24. Two of them are living at home with her and are currently attending school. The highest grade that Mercy finished, before getting into business, is grade 11. For the past seven years she has been selling pepper, bitter ball, okra, and other food items in the local market. She started this business with money given to her by her mother. She enjoys her business, because the business gives her more money. Mercy sells six days a week, from 7;00 AM to 6:00 PM. Most of the time, she uses a shared taxi to get her goods to her place of business. She is requesting a loan to purchase more items like pepper, bitter ball, and okra, to resell at her business. Her plans are to build a house and to educate her children.