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Thelma Rubídia
Thelma, 47, is a widow and has three children. She has worked in retail with her sisters since she was very young. When she was a child she lost her parents, so her sisters raised her. She got married and had three children: two girls, ages 15 and 20, and a boy, 10.

She makes a living in retail and her husband worked with his own trucks. One day, though, he was assaulted and hit in the head, and he died from his injuries, leaving his wife and children. Since then she has worked every day with her sisters selling clothing from town to town. They taught her the art of retail and this is how she has gotten her children ahead in their studies.

To buy the clothing she goes to two places to make her purchases and pays for transportation, approximately 29 kilometers. She buys a variety of clothing such as shirts and pants for children, clothing for adults, and underwear.

The loan she's requesting from Fundación Campo is to stock more clothing for the Mother's Day season. She has clothing stored but she wants to invest this month and have more so she's able to satisfy her customers.

The loan will satisfy her need to grow in her business selling clothing. This way she'll be able to have economic stability and her children can be successful in the university as well as be able to live better.

She thinks the loan she'll request will improve her economic stability, because she makes a living selling clothing as well as funeral flowers. She also says that with more money her children will have a better opportunity to be able to continue studying.

She plans to continue working with the institution because it's her first loan. She says that in the future she hopes to buy a house in her neighborhood. She'll be able to realize that dream with a loan from Fundación Campo.
View original language description ↓
Thelma tiene 47 años de edad, es viuda y tiene tres hijos. Desde muy pequeña se dedica al comercio junto con sus hermanas. Cuando era una niña perdió a sus padres y desde entonces las hermanas la criaron. Ella se caso y tubo a tres hijos dos señoritas y un varón de diferente edades el barón tiene 10 años y las señorita tiene 15 años y la mayor 20 años. La señora se dedica al comercio y su esposo trabajaba con los camiones propios; pero un día lo asaltaron y lo golpearon en la cabeza y de ese golpe murió, dejando a los hijos y su esposa. Desde entonces ella se a dedicado a trabajar día a día junto con sus hermanas, a la venta de ropa de pueblo en pueblo ya que a ella le enseñaron el arte del comercio y a si a podido sacar a delante a los hijos en el estudio.

Para comprar la ropa, ella se desplaza a dos luagres y paga para transportarse hasta el lugar donde compra la ropa que son aproximadamente 29 kilómetros; compra variedades de ropa como camisas y pantalones para niño, ropa para adulto, entre hombre y mujer y ropa de interior.

El prestamo que esta solicitando a Fundación Campo, es para surtir mas ropa para la época del día de las madres; ya que ella tiene ropa almacenada pero quiere invertir en comprar mas para tener mas en este mes y poder complacer a los clientes.

La necesidad que sera satisfecha con el prestamos es poder crecer en el comercio de la venta de ropa para poder tener una estabilidad económica para que los hijos puede llegar a triunfar en la universidad y a demás poder vivir mejor.

La señora considera que con el préstamo que solicita mejorara la estabilidad económica ya que ella se dedica a la venta de ropa y también a la venta de flores para difuntos.
A demás ella menciona que teniendo mayor entrada de dinero tendrá mayor oportunidad de que sus hijos podrán seguir estudiando

planea seguir trabajando con la institución; debido a que es su primer crédito que tiene y menciona que en el futuro piensa comprar una casa en la zona donde vive y ese sueño lo podrá lograr con un crédito solicitándolo en fundación campo



Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 663
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Thelma Rubídia to buy more clothing for the Mother's Day season.
84% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2013
Listed
May 26, 2013
Currency Exchange Loss:
N/A