Patron De San Jeronimo Group
Update on Patron De San Jeronimo GroupThe members belong to the “Patrón de San Jerónimo” communal bank which is located in San Jerónimo District belonging to Cusco Province and Department. Neri Bruna, 53, is single and has two children. She works in a grocery store where she sells basic staples like rice, sugar, milk and oil. She works from 6am until 10pm and has been in business for 8 years. In her free time she likes going out with her children. Her dream is to expand the grocery store. She’s requesting a loan to buy rice, sugar, milk and oil. By this means she thanks those who share her dream and commits to make her payments as scheduled. The other members sell jewelry, clothes, groceries and beauty products. The borrowers that are pasted into the group photo could not come to the loan meeting because of work.
La socia es la Sra. Neri Bruna ella es soltera y tiene 53 años y tiene 2 hijos; La socia trabaja en su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz,azúcar,leche y aceite, la socia trabaja desde las 6:00 a.m hasta las 10:00 p.m,la socia ya tiene 8 años en este negocio, en sus tiempos libres a la socia le gusta salir a pasear con sus hijos, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el crédito para comprar arroz, azúcar, leche y aceite.
Los socios que estan pegados a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de joyas, negocio de ropa, negocio de tienda de abarrotes y negocio de venta de productos de belleza.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to the communal bank “Patron de San Jeronimo.” This bank is located in the district of San Jeronimo, belonging to the province of Cusco and the department of Cusco. Dina lives with her partner, is 30 years old and has two children. She alternates her daily activities with… More from Patron De San Jeronimo Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid