Update on Blanca SusanaBlanca is 43 years old, lives with her partner and has three children. She has been selling cosmetics, and clothing of all kinds for approximately 15 years.
She learned this work thanks to a friend who was working in the same business. She goes house to house offering her cosmetics through magazines, and when she has a good quantity of orders, makes up the order to the company. It is similar with the clothing, as she offers women's, men's and children's clothing through catalogs.
The loan for which she is applying to Fundación Campo is to buy a greater quantity of products, as the company gives her a greater profit percentage when sales are greater.
This way she will have sufficient merchandise on hand to offer to her customers and expand her sales percentage. With the income, she hopes to continue helping her three children, who are studying at university, so that they can have a better future as professionals.
Her objective is to position herself as a wholesale distributor of products, and for her children to finish university.
El préstamo que esta solicitando a Fundación Campo, es para comprar mayor cantidad de productos, ya que la empresa le da mayor porcentaje de ganancias cuando las compras son mayores. Así dispondrá de mercadería suficiente para ofrecer a sus clientes y ampliar el porcentaje de ventas. Con los ingresos espera continuar apoyando a su tres hijos que están estudiando en la universidad para que tengan un mejor futuro como profesionales. Su objetivo es posicionarse como distribuidora mayorista de productos y que sus hijos terminen la universidad.
Previous Loan DetailsBlanca is forty-three, married, and has three children. Fifteen years ago one of her friends advised her to sell cosmetics, which she's been doing ever since. She takes catalog orders: people come to her house to get a catalog and later on she delivers their purchases to them. The loan she... More from Blanca Susana's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid