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Ms. Sumaira is a 30-year-old married woman. She has been in the beauty parlor business for two years. She offers many facilities to her customers, such as make-up, hair styling and facials. Through providing her best services, she has become very famous in her street. In order to meet the increasing demand from her customers, she is interested in buying a hair dryer and a greater variety of cosmetics products for the parlor and, for this reason, she applied for a loan of PKR 40,000. She is hopeful to have more and more customers. With the help of the loan, she will not only purchase a variety of products but will also able to meet her household expenses.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 305
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sumaira to buy a hair dryer and a greater variety of cosmetics products for the beauty parlor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2013
May 27, 2013
Currency Exchange Loss:
Mar 21, 2014