Ruel is 39 years old and married with five children. He lives in Capucao, Ozamiz City. To earn a living, he owns and manages a farmland, planting and harvesting corn for sale. He has belonged to GDMPC for years and now he's requesting a loan of 9,000 PHP to purchase fertilizer such as manure. In the future, he plans to improve his farming methods in order to improve his income from the farming business.
Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.