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Toir lives in Shahrituz district in the Hatlon region. He is 40 years old. married and has four children: one son and three daughters. His wife is a farmer. Toir is a goal-oriented and enterprising man. He wants to start a livestock business and sell cattle on the markets. He has a great cow barn on his property and he doesn't need to buy special feed for his animals. Instead, he will be feeding his cows pasture grass in summer and put up hey for them for the winter. Toir plans to buy three cows a month, feed them for 30-35 days then sell for a profit at the local livestock market. To start his business Toir has turned to us for a loan and hopes for your support.
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Тоир живет в Хатлонской области в районе Шахритуз. Ему 40 лет. Он женат и имеет четверых детей. У него один сын и трое дочерей. Его жена занимается земледелием. Тоир целеустремленный и предприимчивый человек. Он хочет начать деятельность в сфере животноводства и заняться купле-продажей крупнорогатого скота. При дворе его дома имеется коровник. К тому же ему не нужно закупать корм для скота. Он будет давать скоту природную траву, которая растет у них на равнинах а для зимы он будет сушить и откладывать про запас скошенную траву. Тоир планирует закупать в месяц по трех голов крупнорогатого скота, откармливать в течение 30-35 дней и затем продавать с наценкой на скотном рынке своего района. Чтобы начать деятельность, он обратился за кредитом и ждет Вашу поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 168
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Toir to purchase three calves for feeding and resale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2013
May 27, 2013
Currency Exchange Loss:
Jun 26, 2013