On his own initiative, and with great effort and dedication, Luis also works as a watchman, offering security services at an agricultural fund in his city. He works every day for approximately 10 hours and believes that things are going well due to his efforts and to the help he offers others.
Luis is very grateful to Kiva investors, since thanks to the help they offer, he will be able to carry out improvements to a room in his home, which is currently somewhat deteriorated. Since the winter season is approaching, he wishes to reinforce and improve his roof. In this manner, Luis will have greater security and wellbeing, and he can continue working and putting forth the effort to achieve his grand dream of completing the construction of his house.
Por iniciativa propia, con mucho empeño y dedicación, Luis trabaja como vigilante, brindando servicios de seguridad en un fundo agrícola de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Luis se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de una habitación en su vivienda, ya que esta se encuentra algo deteriorada y al acercarse la época de invierno desea reforzarla y mejorar su techado, de esta manera Luis tendrá mayor seguridad y bienestar, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de terminar la construcción de su vivienda.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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