Gema is a young 27-year-old who lives in the neighborhood Milagro de Dios. It is a very poor and crime-ridden neighborhood, and she does not want her two sons to fall into this lifestyle. They are 7 and 4 years old; her greatest wish is that they receive a good education.
Gema was married, but her marriage was unsuccessful. She then separated from her husband, by whom she is currently pregnant. Since her only means of income is the sale of groceries, she is applying for a loan for the first time through AFODENIC in order to invest in basic grains, meat, soft drinks, dairy products, etc. that will guarantee daily sales. This is how she intends to get ahead along with her children.
Gema, es una joven de 27 años de edad, habitante del barrio Milagro de Dios, una zona muy pobre y con mucha delincuencia, ella no quiere que sus dos hijos sigan este camino ellos son de las edades de 7 y 4 añitos y su mayor deseo es que ellos estudien, Gema era casada pero no tuvo éxito en su matrimonio, se separo de su esposo de quien ahora está embarazada siendo su único medio de ingresos la venta de pulpería por el que solicita este crédito por primera vez con Afodenic para invertir con granos básicos, carne, gaseosas, lácteos entre otros que le garanticen la venta diaria, de esta manera intentar salir adelante junto a sus hijos.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.