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Ana Cecilia

Update on Ana Cecilia

Ana, a shopkeeper, is grateful to Kiva for providing her with her first loan. This loan will allow her to buy school supplies and school uniforms, and sell books, notebooks, erasers and pens.

Now she wants to diversify her business. She will use this financing to buy backpacks, perfumes, clothes and school supplies. Mother's Day is nearing and she wants to offer these products in her stationery store and take advantage of the sale season and at the same time obtain more customers.

Her wish is to expand her business and increase every day.
View original language description ↓
Ana, de oficio comerciante comparte su agradecimiento con Kiva por brindarle la oportunidad de su primer crédito que le permitió comprar artículos escolares y uniformes de escuela, logro vender los libros, cuadernos, borradores, lapiceros. Ahora quiere diversificar su negocio este financiamiento lo va utilizar para comprar carteras, perfumes, ropas y artículos escolares. El día de las madres está cerca y desea ofrecer de estos productos en su Librería y aprovechar la temporada de ventas y al mismo tiempo conseguir más clientes. Pues su anhelo es expandir su negocio y ampliar cada día mas.

Previous Loan Details

Ana is originally from Granada. She is married and her husband works in Costa Rica. She has 2 daughters, 18 and 5 years old, and the older daughter attends university. Ana began selling used clothing that her mother sent her from the United States so that she could help. She has had this busi... More from Ana Cecilia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ana Cecilia to buy backpacks, perfumes, clothes and school supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 26, 2013
Currency Exchange Loss:
Nov 17, 2013