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Marcelina
Marcelina, 25, is single and lives in the city of Ica with her parents and siblings. She's a very friendly, hardworking, and enthusiastic woman with a great desire for self-improvement. Unfortunately, Marcelina hasn't been able to study law as she would like to because she lacked financial resources and needed to work to help her family. In her free time she likes to play sports, and sometimes she cooks a delicious fried fish to share with her family.

On her own initiative and with a lot of effort and dedication, Marcelina works in her small business selling baby clothing. She works every day for approximately eight hours and believes it's going well for her because of her good prices and friendly treatment of others.

Marcelina's very grateful to the Kiva lenders because thanks to their help she'll be able to buy more merchandise such as bibs, layettes, and other things.

This way Marcelina's business will be better stocked and she'll be able to take care of more customers and continue working and making the effort to realize her big dream of having her own house.
View original language description ↓
Marcelina es una mujer de 25 años, es soltera, vive en la ciudad de Ica con sus padres y hermanos, ella es una persona muy amble, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde para ayudar a su familia, Marcelina no ha podido estudiar la carrera profesional de Derecho que desea, en sus ratos libres le gusta hacer deporte y en algunas ocasiones cocina un riquísimo Pescado Frito para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Marcelina trabaja en su pequeño negocio de venta de ropa para bebes, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Marcelina se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de mercadería, como baberos, ajuares, babuchas y otros, de esta manera Marcelina tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD