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Eddy Ricardo
Eddy is a 23-year-old young man who lives in the city of Ica, in the district of Parcona. Eddy is separated from his partner, with whom he has two small children he loves even though he is not close to them. Eddy is a very kind, hardworking, and enthusiastic person who devotes himself completely to helping his children get ahead. Unfortunately, due to financial hardship, Eddy had to begin working at an early age and was not able to study Civil Engineering like he had hoped to.

In his free time, Eddy likes to play soccer with his friends and, on special occasions, he cooks the delicious Arroz con Pollo (a chicken and rice dish) to share with his family.

By his own initiative and with much dedication and determination, Eddy works as a master builder on a variety of jobs, improving houses, businesses and other buildings. He works about 10 hours a day and believes that he has been successful thus far due to his work ethic and the kind way he treats others.

Eddy is very grateful to Kiva lenders for the support of this loan offered to him to buy wood, which he needs for his work. Eddy will continue working hard toward his dream of becoming the owner of a successful business.
View original language description ↓
Eddy es un hombre de 23 años, vive en la ciudad de Ica, en el distrito de Parcona, tiene 2 pequeños hijos, a quienes ama a pesar que no estar cerca a ellos, ya que por diversas circunstancias se separo de su pareja, el es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a sus pequeños; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Eddy no pudo estudiar la carrera profesional de Ingeniería Civil que deseaba, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Eddy trabaja como maestro constructor, realizando diversas obras, mejoras de viviendas, locales y otras construcciones, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Eddy se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de tablas de madera, las cuales le servirán de mucho para poder utilizarlas en sus construcciones, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de ser un empresario de éxito.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $56,074,200
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD