The Dieu Est Grand 4 group is made up of 3 people who live in the same district. The group's representative, Alimatou Sadia Ola, is the one with her hand raised in the picture. Alimatou Sadia Ola is 35 years old and did not get much schooling. Alimatou Sadia Ola is married to Aliou. The couple have 2 children who both attend school. Alimatou Sadia Ola lives with her children and supports her husband with the household expenses. It is for this reason that Alimatou Sadia Ola has been selling charcoal and peppers from her home for 17 years. Alimatou Sadia Ola gets her supplies at a market in Benin. With a view to satisfying her customers and increasing her sales and revenue, Alimatou Sadia Ola is requesting, together with the other members of the Dieu Est Grand 4 group, a first loan from ALIDé.
Le groupe DIEU EST GRAND 4 est composé de trois personnes qui sont vivent dans le même quartier. La représentante du groupe, nommée Alimatou Sadia Ola est celle qui a la main levée sur la photo. Alimatou Sadia Ola est âgée de 35 ans. Alimatou Sadia Ola a très peu fréquenté l’école. Alimatou Sadia Ola est mariée à un certain Aliou. Le couple a deux enfants, tous scolarisés. Alimatou Sadia Ola vit avec ses enfants. Alimatou Sadia Ola assiste son mari dans les charges de ménage. C'est pour cette raison que, Alimatou Sadia Ola vend du charbon de bois et du piment à son domicile depuis dix sept ans. Alimatou Sadia Ola s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Alimatou Sadia Ola sollicite ensemble avec les autres membres du groupe DIEU EST GRAND 4, un premier crédit auprès de ALIDé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.