Safiya is a 42-year-old mother of six residing in Pampaida-Makaranta. Not only is she a Babban Gona farmer, she is also a Babban Gona Trust Group Leader. Safiya leads a group of Babban Gona female farmers and as a leader, she provides her group with the necessary guidance and leadership to increase their productivity and profitability. For Safiya, Babban Gona is an integral component of her family’s livelihood; even her husband, Haruna, is a Babban Gona Member. Safiya is thrilled with how her family has benefited from Babban Gona; she says “Babban Gona is a good business and it has made my life better.” Safiya is most excited about the fact that through Babban Gona she receives multiple profit payments as opposed to making only a meager profit at harvest under a traditional system. She now has high hopes and aspirations for her six children; her desire is that they attain a university education and go on to lead successful lives. With the improved seeds, high quality fertilizer, and other inputs that Safiya will receive this year on credit, she will stand the chance to triple her yield and income, bringing her closer to achieving her goals.
More information about this loan
This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.