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Gerald is 23 years old and married with two children. He is into farming and started in 2008 after dropping out of school because his parents did not have money to pay his school fees. He has been growing mainly maize, beans and cassava on a small scale as a major source of income to look after his family.

Gerald wants a loan of 1,000,000 shillings to be used in the weeding of his maize by paying workers as well as expanding his garden. His dream is to start growing on a large scale for commercial purposes so that he can realise good returns from the business.

However, Gerald is always challenged by the changing weather conditions, the seasonality of agriculture production as well the price fluctuations on the market.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 273
    View loans »
    Uganda Loans Fundraising
  • $31,080,425
    Funds lent in using Kiva
  • 2,612.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Gerald tp pay laborers for weeding the plantation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2013
May 26, 2013
Currency Exchange Loss:
Dec 17, 2013