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Mirna Del Carmen
Mirna is 42 years old. She lives with her life companion and her two children. She is engaged in farming, specifically the cultivation of corn and sorghum. She has worked many years in this trade and has valuable experience that allows her to obtain better crops. The farmland is located in an area where there is a lot of agriculture. She markets in all the surrounding areas and already has many regular customers. People always prefer her products because they are of quality, really affordable and, in addition, the service is unbeatable. Mirna is a woman dedicated to her work, a fighter always ready to work hard to achieve success. She wants to take advantage of the peak of her business to increase production and, in this way, be able to have better earnings. She needs to invest in inputs but needs capital. For this reason, she is requesting a loan through Integral to purchase seeds, organic fertilizer, insecticide, herbicide, tools, and other items. Mirna has good payment references and is certain that she will be able to settle her debt on time while being able to provide her family with the life they deserve.
View original language description ↓
Mirna de cuarenta y cuatro años de edad vive junto a su compañero de vida y sus dos hijos; ella se dedica a la agricultura específicamente al cultivo de maíz y sorgo, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, Mirna es una mujer dedicada a su labor, luchadora siempre dispuesta a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, herbicidas, herramienta, etc. doña Mirna tiene buenas referencias de pago y está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 711
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Mirna Del Carmen to purchase seeds, organic fertilizer, insecticide, herbicide, tools, and other items.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 17, 2013
May 25, 2013
Currency Exchange Loss:
May 18, 2014