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This client is a very kind and hardworking person. He lives with his wife and his one-year-old children. He works very hard on his own plot of land where he grows corn and beans. His produce is very high quality and when his harvest is ready he sells to different markets close to where he lives. He is asking INTEGRAL for a loan to have the money he needs to invest in farming supplies, such as pest control, fertilizers, and seed, among other things he needs for his crops. He will also improve the land he grows on, which is pictured above. He hopes to increase his sales so he will see better earnings and offer his family financial stability.
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El cliente es una persona muy amable y trabajador, vive con su esposa y su hijos de 1 año, El trabaja muy duro en su propia parcela donde siembra maíz y frijol; sus productos son de muy buena calidad cuando su cosecha ya esta lista la comercializarla a los diferentes mercados que están cerca de su lugar de residencia. El cliente solicita un préstamo a INTEGRAL para contar con el dinero necesario e invertir en la compra de insumos agrícolas como controles de plaga y fertilizantes, abonos, semillas entre otras cosas que necesita para su siembra y también para mejorar el terreno que muestra la fotografía que es donde siembra sus cultivos, él ansía aumentar sus ventas para poder percibir mayores ganancias y darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 658
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy pest control, fertilizers, seed, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 20, 2013
May 29, 2013
Currency Exchange Loss:
Dec 19, 2013