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Alejo Jose
Alejo, age 58, lives in Guayaquil. Fifteen years ago he started his profession as a bricklayer. Little by little he was getting known by his customers of the jobs that he did like building houses.

He currently continues with his business because he supports his household. He has four children, and one of them is 15 years old. That is why he wants the loan in order to buy him school supplies (his son appears in the photo). He does not have enough with his income to buy them.

In the future he wants to improve his home and his son’s education.
View original language description ↓
El cliente Alejo tiene 58 años vive en Guayaquil. el empozo su profesión de albañil hace 15 años atrás; poco a poco fue conocido por sus clientes de los trabajos que hacia como construcción de casa.

En la actualidad sigue con su negocio ya que es quien sustenta el hogar. tiene 4 hijos pero uno de ellos tiene 15 años y es por eso que quiere el préstamo para comprarle los útiles escolares (el hijo aparece en la foto) ya que con sus ingresos no le alcanza a comprar;

En el futuro quiere mejorar su vivienda y la educación de su hijo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $475 helped Alejo Jose to buy school supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 25, 2013
Currency Exchange Loss:
Dec 17, 2013