Stephen lives in Mombasa area of Coast province, Kenya. He is married and has three school-going children. He sells horticultural produce, such as mangoes, plums, passion fruit, oranges, etc. He has been operating this business for ten years. Apart from this business, he earns a salary from renting hand carts.
Stephen learned about Milango through a friend, with the aim of accessing credit to better his business operations. The main challenge he faces is the scarcity of stock and high transport costs.
Stephen is applying for a loan of 83,500 Kenyan shillings to buy more fruit for resale. His extra income from the loan will be added to his savings to expand the business, open other branches, and pay for school fees. His future plan in five years time is to buy a truck for transporting the products to other areas.