Ms Rubina is 30-years-old and is a dedicated mother of four children. She is efficiently doing a business of animals' sales for many years. She has one buffalo and two goats. She purchases small goats and calves and by bringing them up sells near an event of Eid-ul-Azha (a religious event in Muslim countries like Pakistan). She earns a good profit from this business. Because of her work, she is respected in her home. She helps her husband in all family matters as well as financial matters. While talking to the Kashf officer, she shared the feeling of achievement she got by sending her son to college for further studies. Currently, she requested a loan of Rs. 20,000 to purchase two more goats. She is in her 6th loan cycle with good repayment history. She wishes to spend the part of revenue on the expansion of her business.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.