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Ashkhen lives in village Vosketap in the region of Ararat with her two sons and husband’s retired parents. Ashkhen’s elder son is passing military service, her husband is in the Russian Federation in work abroad and all the family needs are laid on Ashkhen. She perfectly manages farming and agriculture completely alone. She has a nice vegetable garden, which is the main source of income of her family. She cultivates cucumbers, potatoes and tomatoes of a very good sort and she sells them to resellers at a very good price. But her farm is not as rich with animals as her vegetable garden. She has one cow, a pig and ten chickens. She asks for a loan of 1,300 US dollars to buy piglets and seedlings for her vegetable garden. Ashkhen ensures Kiva lenders that if she gets this loan very soon, she will inform about her successes and profit.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Ashkhen to buy piglets and seedlings for her vegetable garden.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 26, 2013
Currency Exchange Loss:
Nov 17, 2014