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Sani's Group
In this Group: Samuel , Florence , Eunice , Eizabeth
This group is made up of four members who have been accessing loans from ID-Ghana since 2011. They are Samuel, Florence, Elizabeth and Eunice. They are an auto mechanic, cosmetician, charcoaler and hairdresser respectively. They reside in the Dansoman community. ID Ghana has been of great service to them since they have been able to grow their small businesses through the credit scheme.

Samuel is a 36-years-old auto mechanic. He has 15 years experience in his business. He works 6 days in a week (from Monday to Saturday). He is constantly working to improve on his business capital. This is his 5th loan with ID-Ghana and he is requesting the an amount of GHS 2,000 to buy car batteries to sell to his customers in the community.

The entire group needs a total amount of GHS 4,800 for business expansion and to meet customers’ demands.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Sani's Group's $2,425 loan helped a member to buy car batteries to sell to his customers in the community.
98% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 9, 2013
May 26, 2013
Currency Exchange Loss:
Feb 17, 2014