His parents used to work in the fields from morning until the evening, seven days a week. As a child, Hafiz saw that and knew that he will work on a farm one day like his father, because even though the family was poor and faced financial hardship, they were also happy.
He is married and has two children. For the past 21 years he has been involved in raising cattle and smaller livestock. In addition to this activity, he also works on a farm. His wife helps him by producing and selling his own dairy products at home.
With a growing family and more needs to meet, Hafiz would like to increase his business. This is why he has turned to Kiva partner VFAC to purchase additional yearling sheep.
About VisionFund AzerCredit
This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.
With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.