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Sarah is married with five children and three of her children go to school. She also takes care of additional family members (grandchildren). Sarah has a business of selling charcoal and has been in this business for 7 years. She has applied for a loan of 2,000,000 Uganda shillings from MCDT-SACCO to buy more bags of charcoal. Sarah generates additional income from hiring out a motorcycle and also from rental rooms. She works seven days every week and sells on both retail and wholesale at the market. Her major business challenges include transportation of bags of charcoal, rainy season which hinders her movements, and defaulters. She aspires to own a delivery van to ease transportation, and also to start investing in cattle farming. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses include school fees and paying for utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 231
    View loans »
    Uganda Loans Fundraising
  • $31,010,850
    Funds lent in using Kiva
  • 2,612.0
    Uganda Shillings (UGX) = $1 USD