Sien, 40, is a resident living in Prey Chor district. He is married and has five children, four of whom are under his burden. Together with his wife, he raises rice on a parcel of land, where he is gaining daily income to support the family. It was his parents who taught him to work in agriculture. Sien has worked very hard because he wanted to save some money to expand his business and therefore, increase the income. He wants to have more land to grow more, because his crop is for family consumption and also for sale. Due to inadequate capital, he's requesting a loan from HKL to buy a piece of land for planting additional crops. This way, he'll have enough money to buy farmland to keep growing the business and improve his living conditions.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.