Salim is a 26-year-old married man with 2 children. He is applying a loan of 20,000 KES that will be used to purchase second-hand clothes to resell. He has been running this business for the past 2 years in the Mombasa area. He describes the environment as stable and supplies the clothes to local customers. The anticipated profits will be used to restock and further expand his business. This will be his first loan with SMEP DTM.