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Maria

Update on Maria

Maria continues to serve the same niche by selling clothing for middle-aged women at a market. The last loan helped her to restock and successfully sell winter clothes.

Currently, high level of competition makes the variety and quality of merchandise very important. This loan will help Maria to expand the assortment of blouses and light jackets.
View original language description ↓
Мария продает одежду на рынке. Прошлый кредит помог ей закупить и успешно продать зимнюю одежду.
Мария по прежнему занимает свою нишу - одежда для женщин среднего возраста. Сейчас при высоком уровне конкуренции особо важен ассортимент продукции и его качество. Кредит поможет Марии увеличить ассортимент блузок и легких курток.

Previous Loan Details

Maria is divorced and has two adult children who live separately. She sells clothing at the central market in Zaporozhye city. Maria has been in this business for 13 years. During this time she has established two business locations, many repeat clients and has a large sales experience. Maria... More from Maria's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD