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Samina Group
In this Group: Puna, Samina, Hameeda
Samina is a 28-year-old diligent woman who lives in Rawalpindi, Pakistan, with her husband and 5 children. In the picture, Samina is raising her hand. Her husband has been running a school canteen for five years.

Samina, as a member of a three person group, has requested a loan from Kiva's partner, BRAC Pakistan. Her husband would use it to purchase food supplies because the canteen's current stock is almost finished. He would also do some repair work required for the canteen. This loan is very important for his business, and Samina is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 333
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Samina Group's $725 loan helped a member to purchase food for a canteen and make repairs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 20, 2013
May 25, 2013
Currency Exchange Loss:
Apr 16, 2014