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Musarrat is a 40-year-old woman living in Pakistan with her husband and five children. Her husband owns a scrap shop which is the only source of income for his family. Her husband's income is not sufficient to cover household expenditures. Presently he wants to purchase damaged iron, plastic, and nylon for reselling at a profitable price.

For that reason, Musarrat has requested a loan from KIVA's partner BRAC Pakistan to help her husband to purchase the needed things, so that he can work more professionally and efficiently and can more easily grow his business. Musarrat has dreams for her children's better future and her husband's good health. She wants to live a good and simple life with her family. Salam and many thanks from her to all Kiva lenders and BRAC and Kiva staff.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 283
    View loans »
    Pakistan Loans Fundraising
  • $14,693,800
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Musarrat to buy damaged iron, plastic, and nylon for reselling.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 15, 2013
May 25, 2013
Currency Exchange Loss:
Mar 17, 2014