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Abduhamid was born in 1987 near Isfara in a small village. He has experienced a great deal in his 26 years. Abduhamid was born into a large family. He is the eldest son and his parents have six more children. He has to help his parents because his father can't support such a large family by himself. It is the responsibility of the eldest son to help his father take care of his siblings. After graduating from high school Abduhamid attended driving school and completed it with a good grade. After receiving his driver's license he started to work as an independent taxi driver. His taxi service allowed him to improve his family's life and he himself was able to marry and now has two children. Abduhamid's wife is all day busy with the kids and household chores. His younger sister is now attending college and Abduhamid has helped her financially to make it possible.

Abduhamid has turned to our organization in March 2012 for the first time. He used the loan to buy a minibus for his shuttle taxi service. This loan allowed him to start working. Now he is again turning to "Arvand" for a loan. Abduhamid needs to repair his minibus and purchase spare parts. He would like to add that it is due to "Arvand"'s help that he was able to improve his life. "Arvand" not only provides financial assistance but also helps to choose the right course for expanding his business. Abduhamid is very grateful to "Arvand" for the help and assistance in his life.
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Абдухамид родился 1987 года не далеко от города, в местном кишлаке. За свои 26 лет своей жизни он поведал многое . Он родился в многодетной семье. Он старший сын, а кроме его у них в семье еще шестеро детей. Он должен помогать своим родителям. Его отец не успевает поддерживать семью один. Как старший сын Абдухамид обязан помогать своему отцу. После окончания средней школы школы он поступил в автошколу и закончил на хорошо. После получении прав для вождения машин, он самостоятельно начал работать таксистом . После этого их жизнь намного улучшилось. Он сам женился, и сейчас имеет двоих детей. Жена целый день занята детьми и домашними делами. Его младшая сестра поступила в ВУЗ. Абдухамид финансово помог ей в этом.
В первый раз Абдухамид обратился в организацию Арванд в марте 2012 года. Тогда он за полученную сумму купил себе маршрутное такси. И этим начал свою работу.
Теперь он с ново обратился в Арванд за помощью. В этот раз он хочет получит кредит чтоб отремонтировать свое маршрутное такси и купить авто запчасти. Как сам Абдухамид утверждает, благодаря «Арванд»-у я смог улучшить свою жизнь. Ведь «Арванд» не только помогает финансово а еще показывает правильный путь для расширение бизнеса. Абдухамид очень благодарен организации Арванд за помощь и содействие в его жизни.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Abduhamid to buy auto parts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 24, 2013
Currency Exchange Loss:
May 17, 2014