Help us reach more people in 2016!

Dear Kiva Lender,

Kiva facilitates loans to more than 4,000 borrowers every week, but since 100% of money lent on Kiva goes to funding loans we rely on donations from supporters like you to continue this important work. If every Kiva lender seeing this banner pitched in $25 for our Donation Drive, we'd hit our goal of $600,000 by Dec 31! Thanks for your continuing partnership in making the world a fairer place.

In service, Premal Shah, President,

Check out some available loans that are similar to this one!
Waad is a conservative person who prefers not to have her photo published online, so her husband Mohammad appears in her Kiva profile photo.
Waad is a 23-year-old married young woman and a mother to one son and one daughter. She is a housewife and her husband is a worker in a bakery who gets small salary, which is barely enough to cover the family's needs.
Waad lives with her family in a small modest house in Jabalia refugee camp in Gaza, she has took a USD Murabaha loan from FATEN to help her cover the cost of purchasing curtains and sponge mats in order to improve living conditions in her house. Taking this loan will enable Waad and her to enjoy living in their house.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Palestine

  • $4,900
    Average annual income
  • 30
    View loans »
    Palestine Loans Fundraising
  • $12,415,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Waad to purchase sponge mats and curtains.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 23, 2013
Currency Exchange Loss:
Jul 17, 2015