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Benish Group
In this Group: Benish, Shazia
Benish is 31 years old. She is a diligent and hardworking woman living in Rawalpindi, Pakistan, along with her husband and two daughters. Her husband is a government employee, and both of her children are currently studying in school. Her husband’s monthly income is not enough to meet the household expenses. They are living in a rented house, and Benish desires to have her own house as they have to pay very high rent every month. For two years, Benish has been helping her husband support the family by selling clothes. As a member of a two-person group, she has requested a loan from Kiva’s partner BRAC Pakistan to buy new varieties of clothes and expand her business. With the anticipated profit, she wants to pay the educational expenses of her children and save some money for the future. Benish is very hopeful that the loan will be productive for them. She is very thankful to Kiva and BRAC Pakistan for their support. NOTE: In the picture, Benish is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 352
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Benish Group's $575 loan helped a member to purchase new varieties of clothing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 17, 2013
May 25, 2013
Currency Exchange Loss:
Apr 16, 2014