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Jessica Del Carmen
Jessica is 23-year-old young woman who works as a assistant for a private company. Jessica studies public accounting and finance. She is married and still receives support from her mother being the only daughter and student because her family is poor.

Jessica hopes in the future, with degree in hand, to aspire after a better job in order help her mother with her income. She is requesting this loan to be able to pay for her certification course to finish her degree..
View original language description ↓
Jessica, es una joven de 23 años de edad labora como asistente para una empresa privada, estudia la carrera de contabilidad pública y finanzas, ella es casada y recibe aun apoyo de su madre siendo la única hija que recibe apoyo de estudios debido a que su familia es muy pobre y ella espera en el futuro con título en mano aspirar a un mejor empleo para ayudar a su madre con sus ingresos. Solicita este crédito para poder pagar el curso de titulación para culminar su carrera.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Jessica Del Carmen pay for her certification course.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 25, 2013
Currency Exchange Loss:
Jun 17, 2014