She believes that in future her family will develop and she wants to build a wood and brick room to start forming her own home. This loan will be used to buy cement, sand and bricks. She estimates that the house will be better by year’s end but by then she needs Ceprodel and Kiva to grand this type of loan. For the moment, all she has is her good health, her capacity for work and her honesty.
Claudia Iris se Llama la Joven de 38 años de edad, casada no tiene hijos, pero piensa en el futuro de su hogar, es nacida y criada en este bello municipio, cuyo salario a duras penas cubre el sustento diario de su casa, se dedica a brindarle su servicio en la alcaldía.
Ella estima que en un futuro tendrá un desarrollo en su familia y desea construir un cuarto de madera y ladrillo para ir formando su propio hogar, Dicho crédito lo estará invirtiendo en la compra de Sementó, Arena, Ladrillo.
Estima que a fines de año su vivienda estará mejor, pero para entonces necesita que Ceprodel y Kiva le brinden este tipo de crédito, de momento solo cuenta con su buena salud, su capacidad de trabajo, y su honradez.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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