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Miguel Ángel .
Achuapa’s a little town with a strong drive for improvement. Its main occupations are commerce and agriculture. Miguel Ángel lives here. He’s 69-years-old, married and his main dream is to manage to school his three children but he also wants to provide them with a better roof under which to live.

He was presented with the opportunity of asking Ceprodel and Kiva for his first loan and he realized that they help his type of person. Because of this, he’s asking for a loan to buy cement, sand and bricks.

His great dream would be to enlarge his house a little more in order to live with his children in better conditions. He hopes he will continue to have a friendly hand extended to him with these small loans that are of such help for his family’s development who very much want to live under better conditions.
View original language description ↓
Achuapa, es un Pequeño Pueblo con mucho deseo de superación, se dedica principalmente al comercio y la agricultura, es aquí donde habita Miguel Ángel.

Miguel Ángel tiene 69 años de edad Casado, sus principales sueños es llegar a preparar a sus tres hijos, pero también quiere brindarle un mejor techo donde vivir a estos pequeños.

Se le presento la oportunidad de solicitar un crédito a Ceprodel y Kiva por primera vez y se dio cuenta que estos ayudan a este tipo de persona.

Por tal Razón esta solicitando un crédito para la compra de: Cemento, arena ladrillo, seria de sus grandes sueños ampliar un poco más su casa para vivir en mejores condiciones con sus hijos.

Espera que le sigan dando la mano amigable en estos pequeños créditos que tanto ayuda en el desarrollo de la familia con muchos deseos de vivir en mejores condiciones.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Miguel Ángel . to buy cement, sand and bricks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2013
Jun 3, 2013
Currency Exchange Loss:
Jun 17, 2014