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Marvin Alfredo
Achupa’s a small town with many commercial and agricultural characteristics; this is where young Marvin Alfredo lives. Marvin Alfredo’s the name of a young 34-year-old single man whose main dream is to someday have his own little house to live in thus attaining a better future.

He’s gotten the opportunity of knowing about Ceprodel and Kiva for the first time and he has realized that they help his type of person. Seeing the great need of obtaining his own house, he’s asking for a loan to buy cement, sand and to pay labor costs. It would be his great dream to start building his little house because this would be the beginning of his house and he hopes that he will continue to have more loans financed for this activity; his dream is to have somewhere to live.
View original language description ↓
Achuapa, es un Pequeño Pueblo con muchas características de comercio y agricultura, es aquí donde habita el joven Marvin Alfredo.

Marvin Alfredo se llama el Joven de 34 años de edad es soltero, sus principales sueños es llegar a tener su propia viviendita, para así llegar a vivir un futuro mejor.

Se le presente la oportunidad de conocer a Ceprodel y Kiva por primera vez y se dio cuenta que estos ayudan a este tipo de persona, viendo de gran Necesidad llegar a obtener su propia vivienda, para esto solicita un crédito para la compra de: Cemento, arena y pago de Mano de Obra, seria de su grandes sueños empezar a construir una pequeña casa, ya que esto es el comienzo de su vivienda y espera que le sigan financiando más crédito para esta actividad, son de sus sueños tener donde vivir.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,079,250
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $625 helped Marvin Alfredo to buy building supplies and to pay labor costs.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2013
Jun 3, 2013
Currency Exchange Loss:
Jul 3, 2013