Check out some available loans that are similar to this one!
Perlas Del Sur Group
In this Group: Victoria, Ana Ruth, Carla Lorena, Yascara, Estela, Yenny, Claudia Yovanna, Ingrid, Zaida, Modesta
The “Perlas Del Sur” [Pearls of the South] Communal Bank is comprised of ten members, all women. Zaida is the bank’s president. She is 42 years old and has two children, ages 9 and 12. She is engaged in selling perfume, cologne, and cosmetics by catalog. She sells her beauty products door-to-door, visiting public and private establishments, and various homes in the neighborhood. This loan is her first sequence with the institution. Zaida will use the funds to purchase wholesale perfume and cologne on promotion in order to stock her business. Her reason for requesting this loan is to have a variety of products to satisfy customer demand. The challenge that she faces in her business is providing efficient customer service. She will use the benefits to improve the quality of life for her family as this is the only activity that permits her to support herself and succeed on her own. Zaida is happy and grateful to the institution for the support offered to her and her companions from the group because in many cases, like hers, they help the families get ahead.
View original language description ↓
El Banco de emprendimiento PERLAS DEL SUR, Está compuesto por diez integrantes todas mujeres, la presidenta del banco es la Sra. Zaida tiene 42 años dos hijos de las edades de 9 y 12 años, se dedica a la venta de perfumes y colonias y cosméticos por catalogo, es promotora de productos de belleza ella vende de manera ambulante visitando instituciones públicas y privadas, barrios distintos domicilios ofreciendo sus productos, este préstamo es su primera secuencia dentro de la institución, la Sra. Zaida va a usar este préstamo para comprar perfumes y colonia por mayor que se encuentran en promoción para tener en stock para su negocio, su razón para solicitar este préstamo es tener variedad de productos para satisfacer a sus clientes, la Sra. Zaida enfrenta retos en su negocio que son atender con eficiencia a sus clientes y va a utilizar los beneficios para mejorar su calidad de vida de su familia ya que esta es la única actividad que le permite mantenerse y salir adelante sola, la Sra. Zaida se siente feliz y agradecida con la institución por el apoyo brindado a ella y a sus compañeras de grupo ya que en muchos caso al igual que ella sacan adelante a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $33,337,025
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD
A portion of Perlas Del Sur Group's $4,750 loan helped a member to purchase wholesale perfume and cologne on promotion.
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 9, 2013
May 25, 2013
Currency Exchange Loss:
Jun 24, 2013