Silvia María is originally from the town of El Sauce. She is married and a mother of eight children, only one of which is currently in her charge and attending university. On a teacher's salary, Silvia has made many sacrifices in order for her daughter to get a higher education. She has been working as a teacher in a local school for over twenty years and is currently teaching preschool because she enjoys working with children at that level. She has lots of patience and dedication.
She currently needs a loan because she has had some health issues. That is why she came to Ceprodel to request a loan, in order to buy medications and get some ultrasounds done.
She is doing this in hopes to improve her health so that she can continue giving her work and her family her best, because she is very dependent on her salary in order to provide for her family. Her great dream is for her daughter to graduate from college.
She is grateful to Kiva and Ceprodel for the support they have given her, because these loans mean a lot to people with limited resources. She hopes to continue receiving this support, and for that she will be eternally grateful.
Silvia María es originaria del municipio de El Sauce, casada, madre de ocho hijos solamente una de ellas a su cargo la cual estudia en la universidad que con gran sacrificio con su salario de maestra ha luchado para lograr que su hija se prepare profesionalmente.
Tiene más de veinte años de dedicarse a la labor de maestra en un colegio de la localidad y actualmente atiende el preescolar ya que le gusta tratar sobre todo a los niños de este nivel porque cuenta con mucha paciencia y dedicación.
En este momento tiene la necesidad de un crédito porque se ha sentido mal de salud por tal motivo se presentó a Ceprodel para solicitarlo con el fin de comprar medicamentos y realización de ultrasonidos.
Esto lo hace con la esperanza de mejorar su salud y así poder dar lo mejor en su trabajo y a su familia, ya que depende mucho de su salario para llevar el pan de cada día a su hogar y su gran sueño es que su hija termine su carrera universitaria.
Agradece a Kiva y Ceprodel por el apoyo que le han brindado ya que estos créditos sirven de mucho a las personas de escasos recursos.
Espera que le sigan apoyando donde quedará eternamente agradecida.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.